"Pennypigs - paying less for the "must stuff""

so there's more for the "fun stuff"

There are some things that are just not worth scrimping on

Posted by on Nov 1, 2012 in Moneysaving, Posts | 1 comment

Here’s a confession.  I had been feeling lousy for a few days and really quite grumpy.  Now for those that know me well, you may say I am always grumpy, but I was unusually so, even for me.  I was puzzled.  I am meditating every day as part of a weight-loss study.  The meditation is making me much calmer and more relaxed than I have been and I have lost 2kgs in week 1.  Then, yesterday I woke up and realized that I had not finished my tea.  Now this is very unusual because I drink tea hot or cold and always finish the cup…and I have pint-sized cups!  This cup, though, was an ordinary mug and I had barely touched it.  That got me thinking and remembering that I had been emptying quite a bit of tea down the sink.

Could it be that simple?  

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Savoo Savvy Shopper Finals

Posted by on Nov 1, 2012 in Moneysaving, Posts | 2 comments

Savoo Savvy Shopper Finals

On Saturday, I was invited to the Finals Day for the Savvy Shopper competition.  This is a compliment for me as I am still new to the blogging world, having started blogging at the beginning of September.  The fact that I made the top 10 out of over 600 entries, for me, is a sign that I am doing something right and have a message people are interested in hearing.

The judges on the day were all lovely, and the atmosphere relaxed.  They were Simon Bird of Savoo;  A Thrifty Mrs; Miss Thrifty; and  money saving columnist Marc Lockley.  They asked loads of questions about how I save money, and while I answered the questions on the day, they have kept on going around my head.  So much so, that I need to just answer them.

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A trip up memory lane to Savoo with my favourite hobby

Posted by on Oct 27, 2012 in Knitting, Posts | 0 comments

This morning I caught the train up to London for the Savoo Savvy-Shoppper Finalists Interviews.  It has been ages since I last went into London.  On that occasion I had lost my car keys on the train and ended up paying a fortune to a locksmith and wasn’t keen to do that again.

Even so, I got on the train this morning; Staines to Waterloo after buying my normal latte (Italian for “you paid too much for that coffee”).  It really was a trip down memory lane as I used to catch this train into the Bank of England every morning.  I got on the train and pulled out my ipod, plugged myself in and pulled out my knitting.  When I worked in the City, I used to do this every day and it is amazing how much knitting I got through.  I will never forget being asked if my photo could be taken by an American lady.  I looked at myself: black pin-striped suit, black heels, ipod and knitting.  The lady said you would never see that in America!

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Shopping online really allows you to get good value for money without compromising quality

Posted by on Oct 19, 2012 in Moneysaving, Posts | 0 comments

It has been a couple of weeks since my last post, largely due to the good old lurgy that lodged itself in my chest.  Thankfully it is now on its way out.  So, how have I gotten on with the shopping I hear you say?  The answer has surprised me.

 My pereferred grocery shop is Sainsbury; why? I get 3% cashback off my next utility bill when I use my cashback card.  Is getting this cashback my sole driver when shopping?  No, getting the best deal on my goods is the sole driver and this is where the nifty tool comes in.
I do all my shopping now through www.mysupermarket.co.uk.  Why?  Because they have a very nifty tool.  They tell me how much the total goods I have put in my shopping basket would cost me if I were buying them from Tesco, Asda, Waitrose and Ocado as well as Sainsbury.  If the goods I want are priced in such a way that it would be cheaper to buy some stuff from one and the rest from another, mysupermarket will suggest a split basket and will split it for you.  And, most importantly, I can see where I get the best deal.
Also, when I put an item in my basket and a better deal is available, they will give me the choice to swap and save.
So, the first time I shopped I saved £26.38 on a £65 shop at Sainsbury.  The second week I did not need to shop at all and in week 3 I did a £72 shop at Ocado because they gave me 20% off.  This week I have just had to get milk.
I learnt another valuable lesson, and let’s not concentrate on the stupidity.
I had placed an order at Sainsbury on Monday night, thinking they were going to deliver on Tuesday morning.  Tuesday morning came and went…no delivery.  So I placed the Ocado order to come on Wednesday morning.  I then got an email from Sainsbury telling me I had ’til 11pm to change my order. I cancelled that order and then got an email back saying that they would pay the delivery next time round.
I believe this is quite normal.  Each of these supermarkets want you to be loyal to them.  I, however, am loyal to my wallet and will shop wherever it is cheapest.  It is not uncommon for supermarkets to offer you discounts if you have not been back for a couple of weeks.

,

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Budget control on mobiles for teenagers

Posted by on Sep 24, 2012 in Moneysaving, Posts | 1 comment

Budget control on mobiles for teenagers

I have been warned that teenager + mobile phone = big bills.  This weekend, I was chatting to three mums who were complaining about monthly three figure bills for their daughters’ phones.  In fact, one got a bill of £550 this month from her teenager.  OUCH!!!

At the Utility Warehouse Discount Club you can get fabulous deals on mobile phones and tarriffs.  If you just take a SIM, there is a 28 day rolling contract and the most attractive thing of all is that you can put budget control on the phone (except Blackberries).

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Mission accomplished on the food cupboard declutter

Posted by on Sep 24, 2012 in Moneysaving, Posts | 1 comment

Mission accomplished on the food cupboard declutter

Good morning and happy Monday to you all!  Last week I took on the task of going through an overflowing food cupboard.  This would normally be a good thing to have, but it wasn’t.  It was full of packets that my daughter had left in the cupboard once she’d removed the contents; pasta and other detritus was lying on the shelf and there was alot that was past its sell-by date. 

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Spelthorne Junior Citizen

Posted by on Sep 21, 2012 in Posts | 0 comments

Spelthorne Junior Citizen

As the Cabinet Member for Young People, Community Safety and Licensing, I was invited to a session of the Spelthorne Junior Citizen this morning.  What a fantastic event!  All the primary schools in the Borough are invited to bring their Year 6 pupils in for a 2hour session.  During this time, people from British Airways, the Police, Fire Service and Dogs Trust teach the children about various topics to help their safety awareness.

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